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stoicism

Stoicism and my breakup

This post has less to do about personal finance but more about what is going in my life recently. Although, one could argue that this has still do with personal finance (as everything

Jan

How I spent my Starwood points and Disneyland trip cost breakdown

This post will update on how I spent my Starwood points earned with my credit card. It's summer time. I've been posting a lot less regularly in the last month. During last holiday

Jan
Savings

6 mistakes that keep you poor

In this post you will learn: How do I become wealthier? What are the key mistakes that keeps you from becoming wealthy? How can I increase my wealth and freedom? How retire early?

Jan
investing

5 ways to think like Warren Buffet

In this post you will learn: How to think like Warren Buffet What lessons can Warren Buffet teach you. What are the best advices from Warren Buffet? There's an amazing HBO documentary called

Jan

Passive income example

I always love to fly and meet new people. Today I flew back to California and I met an interesting fellow traveler. He is about 50 and works for a US government agency

Jan
passive income

Passive-Income : Goals

Understanding yourself: When generating passive income, you need to first understand what do you like. Chances are your passion has monetary value if marketed properly. Once you understand that if you enjoy something,

Jan

4 years of work for a Tesla ?

In this post you will learn : How many years of work you need to afford a Porsche? How many years of work you need to afford a Tesla? Last weekend, I went to

Jan
Risk

Optimizing risks for maximum happiness

I recently decided to join a toastmaster club. I recently realized that I am very bad at public speaking. Yes, admitting it is the first step. But practice makes perfect, and I decided

Jan

Super saver's guide to retirement contributions

In this post you will learn : How to maximize your retirement savings How to contribute $111,500 per year in your retirement account per year. How to contribute up to $35,500 in

Jan

passive income post series

The reason I'm writing this post is because I believe that passive income is misunderstood. Most people work their whole lives in the hope of accumulating enough assets to generate income for them.

Jan
realestate investment

New alternative investments

Alternatives investment are a great way to increase your income and diversify your portfolio. I recently attended a meetup in downtown focused on new technology for alternative investments. The following companies were present:

Jan
Non recourse loan

Non-recourse mortgage loans

In a recent post, we went over the reasons why buying a house can be a great financial move. Especially if you live in a non-recourse state, the risk in buying a house

Jan
retirement

How many years of work you need to retire?

If you are familiar (4% rule) you only need about 25 times your expenses in assets to never run out of money. Now, the question is how many years of full time work

Jan

How to never run out of money

If there is a rule you need to know in financial freedom theory, it's the 4% rule. It looks very simple, but the implications can be huge. Even just recently saw this rule

Jan
average assets

Average Net worth in 401k

I was reading a post by financial samurai and I notice he did a screenshot of this personal capital account. Impressive!! 2 Million. And he's not working. He's about 40. I'm nowhere that

Jan
solar panels

What is the ROI for going solar?

I live in California and I recently decided to get Solar. I also live in San Francisco, which is one of the least sunny part of the state. However, for solar panels, the

Jan

Credit card bonus alert : 35000 bonus for Starwood Preferred Guest Credit card ( >1200$ value)

This month I have decided to try out an hotel credit card. I have a plan for a summer trip with my kids and having a few free nights would be awesome. Starwood

Jan

Why buy real estate

In this post you will learn The main reasons why you should consider buying real estate The best trick to gaining wealth is to buy a rental property I started reading the Economist

Jan

The Super-Saver's guide to retirement contributions

In this post you will learn : How to contribute $111,500 per year in your retirement account per year. How to contribute up to $35,500 in your Roth-IRA per year. In this

Jan

How anti-inflammatory diet can save you money

In this post you will learn: What is the anti-inflammatory diet How it can ultimately affect your finances Why and how to start eating with anti-inflammatory ingredients Your health is wealth I've been

Jan

How Trump will get rid of the mortgage interest deduction

In this post you will learn : How Trump will get rid of the Mortgage interest deduction How to benefit from the mortgage interest deduction with the new Trump tax plan What impact this

Jan
saving

Don't sweat the small stuff

In this blog post you will learn : How to focus your energy on what matters How to save money without being unhappy I'm a big fan of Mr. MustacheMoney blog. There are no

Jan
Taxes

Why Trump will increase your taxes and how to avoid it

In this post you will learn : How will Trump increase income tax? How much you will pay extra (or save) per year if Trump's tax plan gets approved? How to avoid it and

Jan

How to save 500$ on a mattress?

I'm starting to become an expert with mattresses. I have 3 rooms that I furnished with Airbnb. I have my opinion and multiple opinions from all my guests. And I can say surely

Jan
debt

Should you pay your student debt?

In this post you will learn : When it makes sense to pay down your student debt What is debt? How does inflation affects debt and interest rates? Let's say you finish college with

Jan
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